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The DPS in Hong Kong has the following main features:
- all licensed banks, unless otherwise exempted by the Board, are required to participate in the DPS as Scheme members;
- the compensation limit is set at HK$100,000 per depositor per Scheme member;
- both Hong Kong dollar and foreign currency deposits are protected;
- a DPS Fund with a target fund size of 0.3% of the total amount of relevant deposits will be built up through the collection of contributions from Scheme members; and
- differential contributions will be assessed based on the supervisory ratings of individual Scheme members.
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